Kunal Shah - Nithin Kamath

1)      Nithin Kamath discusses how the pandemic changed him and how his priorities have shifted since then. He also talks about his experience with Covid and how it led to other business failures.

2)      Nithin Kamath discusses business successes and failures, including the company's growth to 11 million customers and 1100 team members. He also talks about the company's trust and how it has remained strong despite the recent market volatility.

3)      Nithin Kamath, CEO of Zerodha, discussing the company's success in building trust and creating long-term relationships with its customers. Kamath points to the company's large and talented technical team as one of its key strengths, and discusses the importance of ensuring a good onboarding process for new employees. The company has also been successful in automating certain processes to make them more efficient.

4)      Nithin Kamath, discusses the company's strategy of focusing on a few key areas of expertise and avoiding businesses with high financial obligations. He also discusses Zerodha's investments in credit and other fintechs. Zerodha is a company that focuses on efficiency and profitability in its businesses, preferring to invest in a few rather than many. Kamath discusses the company's strategy and its investments in credit and other fintechs.

5)      Nithin Kamath discusses how he started Zerodha and how it evolved over the years. He discusses how competition and spending increased, and how he decided to open up a LinkedIn account and start talking to the press. Kamath believes that it is important for businesses to constantly innovate in order to stay ahead of the competition.

6)      Kunal Shah discusses the importance of trust in a business and how he manages to build it by being consistent and transparent. Nithin Kamath also discusses how he's not thinking of Zerodha as a five-year business, but rather as a long-term investment. Despite this, he still manages to keep customers active by providing value and engaging with them.

7)      Nithin Kamath discusses his relationship with money, noting that as he has acquired more wealth, he has realized that "Whatever money can buy you can get it easily." He goes on to say that as his relationship with money has remained unchanged, there has been little incremental change in his life over the last few years.

8)      Nithin Kamath discusses how making more money can lead to greater responsibility and how the brain functions differently when there is more money. The CRED Foundation has allocated 100 million dollars to help create sustainable communities around the world.

9)      Nithin Kamath discusses how building core-competencies and instincts over a period of time leads to more accuracy in decisions. He also discusses how to create trust with customers and how not to be an enabler to people who should not be borrowing money to trade stocks.

10)   Nithin Kamath discusses the importance of 10-year planning and how to prioritize what is important for a business. He also talks about how experimentation is key to success.

11)   Nithin Kamath discusses the advantages and disadvantages of portfolio management services, with a focus on mutual funds in India. He predicts that passive mutual funds will become more popular in the future, as the conflict of interests between investors and fund managers increases.

12)   Nithin Kamath discusses how in India, financial products are often sold by distributors instead of advisors, which leads to customers remaining ignorant. He suggests that the U.S has done a better job in terms of financial literacy because advisors are first responsible for educating their customers.

13)      Nithin Kamath discusses the challenges and opportunities facing India in the coming years, noting that while the country's population is on the rise, its workforce is still largely composed of men. He discusses how the growth of China has helped spur female employment in India,and urges the Indian women population to become more active in the country's economic landscape.

14)      Nithin Kamath discusses how his day typically looks and how he balances work and parenting. He also discusses how he tries to set rules for his son to keep him from becoming too consumed by technology.

15)      Nithin Kamath discusses the importance of capital and how it can be a curse or a blessing. He also talks about his experiences running businesses without any external funding and how this has helped him understand what it means to make money and reinvest. Finally, Kamath discusses the importance of money and how it can be the root of all evil also.

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